Individual Disability Insurance

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Disability insurance is insurance on your paycheck. If you are unable to work due to an accident or illness that was caused off the job an insurance company will replace a portion of your lost income. There are different types of disability, short and long term. Short Term Disability is designed to cover for a short period of time typically anywhere from 13-26 weeks. Long Term Disability provides benefits for years: 2, 5, 10, 20, to retirement age, depending on your plan. Most disability plans replace your base income of 40-60%. Our team will help you find the best plan that fits your needs!

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We take you through our 5-step process

Insurance plans come in all shapes and sizes. That’s why it’s important to assess your needs before you choose an insurance plan.

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Client Review

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Why would anyone get insurance any other way? This was an amazing experience.

We went to see Monique (The Owner) and was floored by the incredible customer service, her thorough walkthrough of all the plans to make choosing easier and the speed in which we signed up for all insurance. We were literally in and out of the office (a beautiful residential area by the way), within 1 hour and 10 minutes. Thats not bad for being a first time business owner, 26 years old and having my brother with me looking at vision, dental and health at the same time.

She was courteous, polite, caring and gave us options that she had already prepared before we arrived. It was such a great luxurious service that I started to worry about how much this would cost, I was prepared to invest because she absolutely deserved it, but numbers started to fly around.

When she told me that it was free because she gets a commission from any packages she recommends our jaws dropped. Not only that but we can call her if we have any questions at all, change our primary through her and change policies on the fly making everything super easy and insurance a lot more fun to deal with, instead of dreading it.

Her character was bright, sunny and fun making the entire transition a wonderful experience. I highly highly recommend her and you’d honestly would have to be crazy not go with Zinn Insurance!

Louis B.
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