Boost Your Health Care Literacy: Why It Matters and How to Improve It

At Zinn Insurance, we believe knowledge is one of the most powerful tools you have when it comes to your health. But did you know that only 12% of Americans have proficient health care literacy? That means a lot of people struggle to understand medical terms, prescription labels, and even where to turn for reliable health information.

Let’s break down what health care literacy is, why it matters, and how you can strengthen yours to make better, more confident health decisions.

What Is Health Care Literacy?

It’s your ability to find, understand, and use health care information to make informed choices for yourself and your family. From navigating insurance plans to understanding treatment instructions, health literacy affects your health, your wallet, and your peace of mind.

The National Assessment of Adult Literacy (NAAL) categorizes health literacy into four levels:

  • Proficient: No problem navigating complex health information
  • Intermediate: Can handle moderately complex details
  • Basic: Manages simple, everyday health materials
  • Below Basic: Struggles with even basic health forms and instructions

Why Does It Matter?

People with low health literacy are more likely to:

  • Pay more for care
  • Use the ER unnecessarily
  • Misunderstand medication instructions
  • Miss important preventive care
  • Be readmitted to the hospital

That’s why building your health literacy isn’t just helpful — it’s essential.

How to Improve Your Health Care Literacy

The good news? You can boost your skills at any age. Here’s how:

  • Prepare questions for doctor visits and write them down
  • Ask for explanations in plain language — and don’t be shy about it
  • Request brochures or videos from your provider
  • Bring a trusted friend or family member to appointments
  • Attend free community health events and webinars
  • Use trusted health apps and digital tools
  • Verify online health info with your doctor

Better health literacy means better decisions — and better outcomes.

And remember, Zinn is here to help. Whether it’s understanding your Medicare plan, reviewing health insurance options, or answering questions about coverage, our friendly, experienced team is ready to guide you through every step.

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