Once open enrollment has wrapped up, it’s natural to wonder what comes next. While plan selections may be complete, taking a few proactive steps now can help ensure your benefits are accurate, accessible, and ready when you need them.
Here are six key actions to take after open enrollment to set yourself up for a smooth and confident year ahead.
Start by carefully reviewing your plan summaries and confirmation materials. Verify coverage details, costs, deductibles, and limits so you fully understand what your plan includes—and what it doesn’t. This step can help prevent unexpected expenses later.
Even if you’ve used the same doctors or pharmacies for years, networks can change. Confirm that your preferred providers, hospitals, and pharmacies are in-network by checking your plan’s directory. Staying in-network can significantly reduce out-of-pocket costs.
Some benefit elections aren’t final until follow-up steps are completed. This may include:
Completing these tasks promptly helps prevent delays or gaps in coverage.
Most carriers offer online portals and mobile apps that make managing your benefits easier. Set up your accounts so you can:
Having these tools ready saves time and reduces stress when questions arise.
Make sure you’ve received your health, dental, vision, and prescription ID cards—either by mail or digitally. If anything is missing, contact your carrier right away to avoid delays at appointments or pharmacies.
Preventive care is often covered at little or no cost. Now is a great time to schedule:
Staying on top of preventive care supports both your health and your budget.
Open enrollment may be over, but reviewing your benefits and completing these follow-up steps can help ensure you’re prepared to make informed, cost-effective health decisions all year long.
If you have questions or want help reviewing your coverage, the Zinn Insurance team is always here to help.
